When you are looking at a listing on Prosper, you used to see 2 icons at the top of the listing, one for homeownership verification and the other was for bank account verification.

The bank account verification icon has now been removed from the site.

People used to view this as a positive sign, which is was, since no loan can be initiated without a verified bank account and seeing an account already verified was more reason to feel safe that a bid would not languish and then get returned when the verification process failed.

Prosper felt that the icon created confusion among lenders, but I think it should have remained. It rewarded borrowers who were proactive and got their accounts verified faster.